I have a few questions regarding bankruptcy. I filed for bankruptcy in 1994, if I file again what is required and how does that affect me besides having bad credit for 7yrs. I also have a $25,000 line of credit that my father co-signed for me. If I file bankruptcy, do I have to include that? If I don\’t have to include my line of credit and I continue to make the monthly payments, does it still affect my father? Would I be able to keep my car if I have a loan with a credit union? My car is worth approx $5500.00. If I don\’t include my line of credit and my car loan, is it worth my while to claim bankruptcy for $27,000? I also have a loan with MB hydro for my windows in my house, can I claim that?


