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Bankruptcy Winnipeg site provides free information about bankruptcy and bankruptcy alternatives to residents of Winnipeg and the surrounding areas of Manitoba.

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Posted on Friday, May 08, 2009

Co-signer and bankruptcy

Question: My mother cosigned a loan for me, will she get stuck with the loan if I file bankruptcy?

Answer: Yes, if you go bankrupt, your co-signer becomes responsible for the loan. We recommend that your mother contact the bank before you go bankrupt and make arrangements to continue making the loan payments so that her credit is not impacted.

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Posted on Thursday, May 07, 2009

own nuthing and bankruptcy???

Question: I was just wondering can I declare bankruptcy if I own nuthin but the close on my back?? And is it discharged after nine months?? One more thing If I got a loan for a car but lost the car due to it being impounded will my bankruptcy clear that up as well??

Answer: Yes, most people who file for bankruptcy in Winnipeg have no assets.

The shortfall on a car that was previously repossessed is also discharged in a bankruptcy.

A Winnipeg bankruptcy trustee can provide you with more information.

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